Collectives life

Collectives life

The Collective Insurance of Risk is an insurance subscribed by the Company that covers mainly the risks of death, absolute permanent disability, partial permanent invalidity and professional disability, according to what the company wishes to contract or what the collective agreement of the sector marks.

This policy can be contracted with Participation in Benefits, that is, if the annual result of the contract is positive for the insurer, this extorna a percentage of the cost of the policy to the contracting company.

If you already have it contracted, you want to contract or because of the collective agreement you are obliged to subscribe a life policy for your employees, you must take into account that due to the different existing modalities, you must carry out a risk assessment to determine the type of contract and Coverages that are necessary or more convenient for your company.

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